The Clever Travel Companion Updates

Travel Inspiration January 29 2015, 0 Comments

Who likes pretty pictures with inspirational quotes? WE DO! Here is some of our favorite travel inspiration (as if we needed more inspiration to travel). 

What inspires you? We love to hear your stories- please comment below!

When was the last time you did something for the first time?

 

What a wonderful world.

 

The earth has music for those who listen.

 

The best part of traveling is making friends all over the world. The hardest part is that your friends are spread all over the world.

 

Lets go somewhere.

 

It's not what you look at that matters. It's what you see.

 

Go see the world.

 

Explore.

 

Collect moments, not things.

 

Better to see something once than to hear about it a thousand times.

 

Actually, the best gift you could have given her was a lifetime of adventures.

 

Beach Therapy.

 

Adventure awaits.

 

Adventure is worthwhile in itself.

 


Does Travel Insurance Cover Pick Pocketing Incidents? January 26 2015, 1 Comment

When you are traveling, the main apprehension or worry that you should have involves pick pocketing. Travelers are targets of pick pocketing and the statistics back it up. More than 33% of travel insurance claims deal with the theft of personal property. This means that pickpocketing incidents are common and that you need to protect yourself in any way possible. Many wonder if travel insurance can be the way to lessen the risk of pick pocketing and protect your possessions.

What About Petty Theft?

When it comes to travel insurance, many people want to know if petty theft or pick pocketing is covered. This is due to the fact that travelers are looking to protect the possessions that have the most value to them. The answer to this question is not easy and involves many different factors. Travelers insurance is quite complex and your coverage changes depending on the type of coverage that you obtain.

The Good News

The best way to explain if travelers insurance will cover pick pocketing incidents is to break down the facts into good news and bad news. The good news is that all essential documents including your passport are covered under travelers insurance. This means that if your passport get stolen, you will not be stuck in a remote or exotic location, and you will have coverage that lets you get new documents,. All loses that you incur due to delays associated with the loss of your passport will be reimbursed to you through your travelers insurance provider.

The Bad News

All important personal documents are protected with travelers insurance, but petty theft itself is not really covered. This means that normally all cash, phones, purses, wallets and other items that are pickpocketed are not totally covered under your traveler’s insurance policy. Cash losses are (almost) never covered by insurance companies, because they are high fraud risks. Whatever cash you carry in your wallet that is pickpocketed is a loss that will not be reimbursed to you. This means that most pickpocketing incidents are not really covered by your travelers insurance. But always check with your insurance company before leaving home, since most company’s rules differ. Some cover more than others.

Be Aware

Since pickpocketing and petty theft are not incidents that you can protect yourself from with travelers insurance, you must be aware of this risk. You need to make every effort to carry your possessions in a manner that does not make you a target of theft. The risk of pick pocketing is something that you can’t totally avoid when traveling.


Pick pocketing clothing, what is that all about? January 07 2015, 0 Comments

Now why would anyone need special 'pick pocket proof' travel clothing? Isn't that overdoing things a bit?

This is a question we get sometimes and frankly the answer is no. It is not overdoing it. Not if you want to relax, enjoy your travels and be know that your valuables, documents and money are safe. There are two things to worry about regarding your passport, credit cards and money when traveling: pickpockets/theft and accidental loss.

Most people have never been pick pocketed. Most people have not had their belongings stolen from them when traveling. But the fact is 400 000 people do get pick pocketed daily around the world. So even though it still has not happened to you it very well can. Please do not be fooled thinking that it won’t happen to you because you are smart and watch out for your stuff. Pick pockets are smarter than you in this regard. They know what they are doing and they know just how to get your money without you noticing. They are professionals and stealing from travelers is what they do for a living, they have lots of practice and they do it very well.

Pickpockets know where travelers keep their money. They know where to look and how to take them without being noticed. They know how to open your purse, get into your pockets and steal from you quietly and quickly and without getting caught. All it takes are afew seconds.

They know how to divert your attention and grab your wallet, your camera, purse and watch. They know what is worth stealing and what is not. They know how to use stolen credit cards and they know how to sell passports on the black market.

So in turn do you know how to not get pick pocketed?

Here are some basic pointers

  • Don't keep all your valuables in one place. If there is a safe in your hotel room, use it. Always keep one credit card in a safe place so if you do get pick pocketed you will have a back up.
  • Keep the bulk of your valuables in a safe and in the secret, zipable pockets of your Clever Travel Companion travel clothing. Keep some cash and one credit card in a regular pocket or wallet for everyday purchases. We don’t want you exposing your secret pocket every time you pay for a bus ticket or ice cream or the likes.
  • Don't keep things in your back pocket.
  • Don't keep your purse hanging on your back.
  • Don’t hang your jacket or bag on the back of a chair.
  • Don’t let strangers 'help' you unasked. Whenever strangers, especially,more than one approach you with map questions, asking for directions, trying to hold on to your bag etc, be aware. Diversion is the best way for a pickpocket to  work their magic. They often work in pairs or groups, so be wary. Just walk away.

As for accidentally losing your valuables; if you have the bulk of your money, your passport etc zipped into a secret pocket you simply can not lose it. After all who simply misplaces underwear?! Whereas a wallet, handbag etc can easily be forgotten anywhere, left on a bathroom sink, forgotten in restaurant. Another great use  for the secret pockets are when doing sports or going on an adventure. rather than placing your valuables to the side when bungy jumping or rafting, just zip the in and they are safe. When jogging or off to the gym, just keep your hotel key nicely zipped in a secret pocket and voila, you are all set!

Money can be replaced, so can credit cards and passports. But, having to spend time on vacation doing just that is not fun. It is time consuming, it is expensive, it is a drag. So rather safe than sorry; zip up your valuables and enjoy your travels!

With wishes for a great, exciting 2015 full of travel and adventures!